A free workbook for side income after 60

Pick one bill. Earn enough to pay it.

Choose one monthly bill – your phone, your streaming service, your car insurance – and build a small side income that covers it. Then pick the next one. No hype, no get-rich-quick.

Start here: six short steps

About 45 minutes in all
  1. 1List Your Monthly Bills and Pick the First One to ReplaceWrite down every monthly bill and choose a small one to beat first.
  2. 2Work Out How Much Side Income Your Bill Really NeedsWork out the real target once fees and taxes are counted.
  3. 3Check How Side Income Affects Your Social SecuritySee how earnings interact with Social Security before you start.
  4. 4Understand the Taxes on Side IncomeThe tax basics on side income, in plain English.
  5. 5Set Up a Simple Record-Keeping SystemA simple way to track what comes in and what goes out.
  6. 6Learn the Red Flags of Side Gig ScamsThe warning signs that a 'side gig' is really a scam.

Choose your way to earn

One method is plenty to begin with. Each chapter collects the guides for that kind of work.

Chapter 1Online Side GigsWork from the kitchen table with a computer or phone.26 guidesChapter 2Selling ThingsTurn clutter and collectibles into bill money.25 guidesChapter 3Local ServicesPet sitting, tutoring and odd jobs on your own schedule.27 guidesChapter 4Hobby IncomeLet the garden, the oven or the workshop pay its way.26 guides

Latest guides

New guides each week, written for readers 60 and over. See all articles